Surplus Lines Tax.
Simplified.
From startups to the Fortune 500, InsCipher simplifies surplus lines tax calculation, filing, and payment - whether you write 1 or 1,000,000 policies a year.
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Surplus Lines Tax Services, Software & APIs

Fully Managed
Surplus Lines Tax Filing
Full-Service E&S Tax Filing from our 100% USA-based filing team. Upload transactions, we do the rest.

Surplus Lines Tax Management Software
Supercharge your surplus lines filing team’s velocity by 300% with the InsCipher Connect® Platform.

Surplus Lines Tax Calculator and Docs APIs
Access our Surplus Lines Tax Compliance Database via API for seamless quote/bind.

Not sure which solution is best for your business?
300+ companies, from startups to Fortune 500 trust InsCipher

Transactions Filed per Year
States & Territories
Premium Processed per Year
Who We Serve
MGAs & Brokers
Free up time to focus on what matters most. Growing your business.
We know how complicated surplus lines taxes can be. We've been there. Our systems are designed with brokers and MGAs in mind, keeping your surplus lines tax filing simple, intuitive, and compliant.
Surplus Lines Tax Services Include:
Fully Managed Surplus Lines Filing Service.
Surplus Lines Tax Management Software.
Simplified Tax Payment Process.
API Access to live surplus lines tax rates, forms, and state stamp wording.
Get peace of mind that your partners are in compliance, InsCipher services offer the following:
Premium access to our tax compliance database.
Top-tier compliance and technical support.
Automated reconciliation and validation checks on policies.
Secure data handling - we're SOC-2 certified.
Carriers
Ensure your partners are in compliance with E&S regulations.
InsCipher helps carriers ensure their MGAs and wholesalers stay compliant with surplus lines tax requirements, minimizing risk and keeping business moving smoothly.
Retail Agencies
Stay compliant, save time and reduce overhead.
Have filing surplus lines taxes become your agency's responsibility? We'll handle the surplus lines tax compliance, so you can focus on what you do best - selling insurance.
Surplus Lines Tax Services Include:
Centralized compliance software and calculators.
Automated compliance checks and reconciliation tools.
Fully outsourced filing services.
Tax Calculation and Diligent Form APIs.
We couldn't have said it better
Whether you have a large book or just breaking into E&S, our tools scale with you. Here's what our clients have to say:
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InsCipher's team was incredibly responsive, promptly addressing our questions and providing thorough support in training our business units. Their platform has already streamlined our processes, saving us time and reducing the complexity of compliance.
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From our Account Executive Alicen Condie and her excellent communication and demonstration of InsCipher to Jacky McGreal, our Implementation Specialist who committed to get us live in under 1 month, our experience was simply stellar!


InsCipher's team was incredibly responsive, promptly addressing our questions and providing thorough support in training our business units. Their platform has already streamlined our processes, saving us time and reducing the complexity of compliance.


What used to take us hours and consistent back and forth with various states is now a simple monthly reporting task. The team is friendly, knowledgeable and very easy to work with.

Before we started using the InsCipher surplus lines management system, I was always worried that there was some surplus lines report or payment I was forgetting - not anymore. I sleep much better knowing InsCipher is tracking these things for me.

InsCipher has been a critical partner in helping us navigate the historically paper-driven surplus lines tax filing process. InsCipher provides an intuitive, tech-enabled platform for agencies/MGAs who are primarily digital, and focused on back-end workflow improvements.



