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2 min read
What is a Diligent Search?
Diligent search is a specific step in the insurance process. In this article, we discuss what diligent search is and why it is important...
2 min read
What is a Surplus Lines Broker?
If you’re new to the insurance industry, you may wonder what a surplus lines broker is. This article will help you better understand what...
2 min read
What is a Syndicate List?
If you’re in the insurance industry, you’ve likely heard of Lloyd’s of London and syndicate lists. This article will give you a better...
2 min read
What is an Audit Endorsement?
There are plenty of forms to keep track of in the surplus lines industry. This article deep dives into audit endorsements. What is an...
2 min read
What is a Non-admitted Carrier?
Non-admitted insurance carriers provide unique coverage options for hard-to-place risks. In this article, we explore what non-admitted...
2 min read
What is the Difference Between Agents and Brokers?
Agents and brokers both act as intermediaries between insurance companies and insureds. They both help consumers find coverage. So we are...
3 min read
What is a Home State?
In this article, we walk you through how a home state is determined within the insurance industry, and the nuances you need to be aware...
4 min read
Understanding Guaranty Fund Disclosures
Did you know that states have Property and Casualty guaranty fund associations and Life and Health guaranty fund associations? State...
5 min read
Insurance Endorsements in the Excess and Surplus Lines Market
Insurance endorsements apply to both the admitted and non-admitted (Excess and Surplus Lines) markets. In the admitted market, the...
6 min read
Kentucky Municipality Taxes
In the Excess and Surplus Lines market, Kentucky Municipality Taxes can be a challenge. This article, we will discuss a way to simplify...
3 min read
What is an Export List?
What is an export list? In the insurance world, an export list is a list of coverages that a state has determined to be very difficult or...
3 min read
The Diligent Effort Debate
When writing surplus lines business, it is the obligation of the surplus line broker to maintain a copy of the originating producer’s...
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