InsCipher Blog

4 min read

How to Stay Compliant When Filing New York Excess Lines

There is a lot of information to juggle when working with excess lines. Keeping track of deadlines, tax rates, and new regulations can...

2 min read

What You Need to Know When Filing Excess Lines in New York

Each state regulates excess lines differently. And keeping up with changing tax rates and regulation for each state is half the challenge...

2 min read

How to Apply for an Insurance License in New York

Before you can become a New York insurance broker, there are several requirements you need to meet first. This article walks you through...

4 min read

A Quick Guide to Understanding Surplus Lines Forms

There are plenty of forms to navigate in the surplus lines industry. And keeping track of them can get confusing. That’s why we’ve...

2 min read

What is the Difference Between Domestic, Foreign, and Alien Insurers?

At times, the insurance world can feel like an enigma. With so many different types of insurance policies and insurers, it can get a...

3 min read

How to Become an Insurance Broker in California

If you want to jump into the insurance industry, becoming an insurance broker is a great place to start. This article will give you a...

3 min read

What You Need to Know When Filing Surplus Lines in California

One tricky thing about surplus lines is that each state regulates them differently. And keeping up with changing tax rates and...

4 min read

6 Tips For Being a Good Leader in the Insurance Industry

The insurance industry has unique challenges and opportunities. Navigating these well is the key to success in the insurance world. Your...

3 min read

Top 5 Challenging States for Filing Surplus Lines Taxes

As a surplus lines professional, I'm sure you know that each state has its own process for accepting surplus lines filings and that some...

3 min read

Frictionless Surplus Lines Filing with the InsCipher State E-Filing Tool

InsCipher’s mission is to bring clarity, efficiency, and technology to the Excess and Surplus Lines market. We strive to provide...

3 min read

Surplus Lines Filing Platforms By State

If you’re familiar with surplus lines tax filing, you already know that each state maintains its tax rates, deadlines, and regulatory...

3 min read

Tips From a CPCU: What I've Learned and How it Applies to Surplus Lines

Many insurance professionals have letters behind their names indicating a specific designation. Chartered Property Casualty Underwriter...

10 min read

7 Excel Tricks for Faster Surplus Lines Filings

With each state determining its tax filing requirements, all entities and producers must be aware of all surplus lines tax rules and...

4 min read

A DAY IN THE LIFE OF A SURPLUS LINES TAX FILER

We share what it’s like working as a surplus lines tax filer and the skills needed to be successful. Have you ever wondered who the...

3 min read

The Top Skills Needed in a Surplus Lines Employee

At InsCipher, we help agencies file hundreds of thousands of policies each year. We have learned a thing or two about building efficient...

4 min read

How to Build Positive Relationships with State Regulators

I once had a regulator tell me the best relationships she has with brokers and filers are the ones that started with significant...

4 min read

5 TIPS FOR MASTERING SURPLUS LINES TAX COMPLIANCE

Give your team the tools they need to increase efficiency and eliminate the frustration of trying to stay on top of compliance and filing.

8 min read

The Ultimate Guide to Insurance Risk Purchasing Groups (RPGs)

While you may have heard of Risk Purchasing Groups or RPGs for short, you may not be familiar with them in practice and may even find...

4 min read

7 FRUSTRATIONS THAT ONLY INSURANCE AGENTS WHO FILE SURPLUS LINES TAXES WILL UNDERSTAND

Filing surplus lines is one of those things that those outside the insurance world don’t appreciate. They don't realize what a...

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